De Volksbank logo de volksbank

Key figures

Balance sheet

in € millions1H202019
Balance sheet total65,37862,460
Loans and advances to customers50,86750,461
Of which mortgages48,15148,090
Amounts due to customers51,59448,664
Of which savings40,52138,404
Debt instruments6,5456,906
Shareholders' equity3,3823,435

Capital, funding and liquidity position


1H202019
CET 1 capital3,2493,156
Risk-weighted assets9,6129,680
CET 1 ratio33.8%32.6%
Total capital ratio39.1%37.8%
Leverage ratio5.0%5.1%
Loan-to-deposit ratio96%102%
LCR182%182%
NSFR>100%>100%
Results & presentations