Key figures
Balance sheet
in € millions | 1H23 | 2022 |
---|---|---|
Balance sheet total | 73,028 | 73,155 |
Loans and advances to customers | 49,419 | 48,966 |
Of which mortgages | 46,496 | 46,134 |
Amounts due to customers | 56,590 | 57,150 |
Of which savings | 44,507 | 44,501 |
Debt instruments | 8,019 | 7,544 |
Shareholders' equity | 3,864 | 3,708 |
Capital, funding and liquidity position
1H23 | 2022 | |
---|---|---|
CET 1 capital | 3,167 | 3,101 |
Risk-weighted assets | 15,558 | 15,306 |
CET 1 ratio | 20.4% | 20.3% |
Total capital ratio | 25.5% | 25.5% |
Leverage ratio | 4.8% | 4.7% |
Loan-to-deposit ratio | 91% | 90% |
LCR | 297% | 233% |
NSFR | 179% | 174% |