Key figures
Balance sheet
| in € millions | 1H23 | 2022 |
|---|---|---|
| Balance sheet total | 73,028 | 73,155 |
| Loans and advances to customers | 49,419 | 48,966 |
| Of which mortgages | 46,496 | 46,134 |
| Amounts due to customers | 56,590 | 57,150 |
| Of which savings | 44,507 | 44,501 |
| Debt instruments | 8,019 | 7,544 |
| Shareholders' equity | 3,864 | 3,708 |
Capital, funding and liquidity position
| 1H23 | 2022 | |
|---|---|---|
| CET 1 capital | 3,167 | 3,101 |
| Risk-weighted assets | 15,558 | 15,306 |
| CET 1 ratio | 20.4% | 20.3% |
| Total capital ratio | 25.5% | 25.5% |
| Leverage ratio | 4.8% | 4.7% |
| Loan-to-deposit ratio | 91% | 90% |
| LCR | 297% | 233% |
| NSFR | 179% | 174% |