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Annual Report 2023


Our Integrated Annual Report 2023 provides information on our financial and non-financial performance. It sets out how we dealt with opportunities and risks in 2023 and how we created value for our customers, society, our employees and our shareholder.

Our Pillar 3 Report 2023 contains the mandatory reporting on capital requirements and risk management ensuing from the European Capital Requirements Regulation (CRR).

This year, we also publish the Beter voor Elkaar Annual Magazine 2023 in which we highlight the social impact of the Volksbank and our four brands in 2023.