De Volksbank logo de volksbank

Key figures

Balance sheet

in € millions

2023

2022
Balance sheet total71,06073,155
Loans and advances to customers

50,847

48,966
Of which mortgages

47,767

46,134
Amounts due to customers

54,910

57,150
Of which savings43,62344,501
Debt instruments7,9357,544
Shareholders' equity4,0913,708

Capital, funding and liquidity position

20232022
CET 1 capital

3,318

3,101
Risk-weighted assets16,47015,306
CET 1 ratio20.2%20.3%
Total capital ratio25.0%25.5%
Leverage ratio

5.1%

4.7%
Loan-to-deposit ratio95%90%
LCR

262%

233%
NSFR166%174%
Results & presentations